Annual Review 2015/16

Performance 2016 2015 2014 2013 2012
Return on average shareholders’ equity (%) 7.8 8.5 5.3 3.5 5.2
Basic earnings per share (cents) 81.41 88.61 57.11 38.42 56.68
Cash return on average shareholders’ equity (%) 8.2 8.9 9.4 4.1 5.8
Basic cash earnings per share (cents) 85.41 93.14 102.01 45.08 64.11
Return on average total assets (%) 1.08 1.19 0.77 0.51 0.76
Reported ITR ratio (%) 9.9 11.4 15.5 13.1 7.5
Underlying ITR ratio (%) 10.6 14.7 14.3 13.5 12.1
General Insurance expense ratio (%) 22.0 22.6 23.0 24.0 23.7
Bank net interest margin (%) 1.86 1.85 1.72 1.64 1.54
Financial Strength 2016 2015 2014 2013 2012
Total assets ($m) 95,748 95,651 94,429 95,905 96,062
Net assets ($m) 13,570 13,518 13,799 13,983 14,127
Net tangible assets backing per share ($) 6.02 6.05 6.32 6.11 6.15
Net profit after tax attributable to shareholders ($m) 1,038 1,133 730 491 724
Additional capital held by Suncorp Group Limited ($m) 148 320 555 224 468
General Insurance gross written premium ($m) 9,031 8,872 8,870 8,589 7,955
General Insurance Group PCA* ratio (%) 1.67 1.86 2.16 1.96 1.61
Bank total lending ($m) 54,280 51,918 49,956 48,198 47,829
Bank Common Equity Tier 1 ratio (%) 9.21 9.15 8.54 7.68 7.37
Suncorp Life individual in-force annual premium ($m) 1,032 900 852 785 722

Notes* Prescribed capital amount (PCA)

Shareholder Summary 2016 2015 2014 2013 2012
Ordinary share price at end of year ($) 12.18 13.43 13.54 11.92 8.09
Number of ordinary shares at end of period (million) 1,279 1,279 1,279 1,278 1,278
Market capitalisation ($m) 15,671 17,279 17,421 15,336 10,409
Dividend per ordinary share, fully franked (cents) 68 88 105 75 55